The Kings Ark Mingle™ – Payment & Withdrawal PolicyEffective Date: 24 December , 20251. General OverviewThe Kings Ark Mingle™ allows users to purchase and use ARK Coins, a virtual currency, to perform transactions within the platform, including:Sending or receiving fundsShopping or selling in the marketplaceDonating to courses or crowdfunding campaignsPaying for subscriptions, events, or servicesBy using ARK Coins, you acknowledge and agree that The Kings Ark Mingle™ is not a bank or financial institution, and all transactions occur within the platform only.2. Buying ARK CoinsUsers may purchase ARK Coins using approved payment methods, currently PayPal and other options as listed in the app.Prices of ARK Coins are subject to change at our discretion, and exchange rates may vary.All purchases are final and non-refundable, except as required by law or technical errors on our side.3. Using ARK CoinsARK Coins can be used only within the platform for:Transferring funds to other usersMarketplace transactionsDonations and crowdfundingPaying for events, subscriptions, or services4. Withdrawing FundsUsers may withdraw ARK Coins for real currency through approved withdrawal methods:PayPal (for standard withdrawals)Bank transfer (for large amounts, e.g., $5,000 or more, subject to verification)All withdrawals are subject to verification and compliance checks to prevent fraud or illegal activity.Processing time may vary depending on the method chosen; we are not responsible for delays caused by third-party payment providers.Fees for withdrawals may apply and are listed in the app at the time of transaction.5. Legal DisclaimerThe Kings Ark Mingle™ is not a bank, financial institution, or licensed money transmitter.Users are responsible for understanding the legal and tax obligations of their transactions.The platform is not liable for any losses, delays, or disputes arising from the use of ARK Coins, including exchange rate fluctuations or third-party payment provider issues.Users must not use the platform for illegal activities, including but not limited to money laundering, fraud, or financing unlawful operations.6. Account Security & LiabilityUsers are responsible for keeping their account credentials secure.Unauthorized access or transactions must be reported immediately.The Kings Ark Mingle™ reserves the right to freeze accounts or suspend withdrawals in cases of suspected fraud, illegal activity, or breach of this policy.7. ModificationsThe Kings Ark Mingle™ may update this policy at any time.Users will be notified of significant changes, and continued use of the platform constitutes acceptance of the updated terms.